By clicking APPLY, you agree to the terms laid out here for your THS Savings Account. Your account will compound monthly at 100% APY. If your account has been inactive (no deposits or uses of the money on THS services) for 6 months, your account will no longer generate interest. If you wish to make a withdrawal of your deposited funds and not use them towards THS services, there will be a 25% withdrawal fee. The total amount you can withdraw at any point is only the amount you have deposited. To use your account balance in full, it must be used on services at THS.